1Yr and 2Yr Profit & Loss Program

The 1Yr and 2Yr Profit & Loss Program by NEXA Mortgage is a flexible mortgage solution designed for self-employed borrowers, business owners, and freelancers who may find it difficult to qualify through traditional methods. With this program, you can use your profit and loss (P&L) statements for the past 1 or 2 years to verify income, eliminating the need for tax returns or W-2s.

What is the 1Yr and 2Yr Profit & Loss Program?

This program offers a streamlined qualification process for self-employed individuals by allowing them to use profit and loss statements from their business for either 1Yr or 2Yr as income verification. Instead of relying on traditional income documents like tax returns, you can qualify based on your business performance, making it easier to secure financing.

  • Flexible Income Verification

    Use your business's profit and loss statements for 1Yr or 2Yr to verify income, bypassing the need for traditional tax returns and W-2s.

  • Two Flexible Options for Income Documentation

    Choose between 1Yr or 2Yr of financial documentation based on what best suits your situation.

  • Easier Qualification for Self-Employed Borrowers

    This program is specifically designed to help self-employed individuals qualify based on business performance, rather than personal income.

  • Competitive Rates

    NEXA Mortgage offers competitive rates, helping you secure the best financing options available for your home or investment property.

  • Available for Multiple Property Types

    Whether you are buying a primary residence, a second home, or an investment property, this program accommodates a variety of property types.

Who Should Consider the 1Yr and 2Yr Profit & Loss Program?

The No Ratio Loan is designed to help borrowers with specific financial needs, including:

  • Self-Employed or Business Owners
    If you run a business or work as a freelancer, you can qualify based on your business’s profit and loss statement.

  • Freelancers and Gig Economy Workers
    Independent contractors with fluctuating income can benefit from this program’s flexible income verification.

  • Real Estate Investors
    Investors looking to expand their portfolios can use the 1Yr or 2Yr Profit & Loss Program to secure financing without the need for traditional income documentation.

Why Choose NEXA Mortgage?

At NEXA Mortgage, we specialize in finding tailored loan solutions for self-employed borrowers and those with unique financial situations.

With access to over 150 lenders and a variety of loan options, we offer personalized service to ensure you get the best terms for your mortgage. Whether you need a 1Yr or 2Yr Profit & Loss Program, we’re here to guide you through the process.

Get Pre-approved for a Profit & Loss Mortgage Loan Today!

3100 W Ray Road #201 Office #209 Chandler, AZ 85226:

3100 W Ray Road #201 Office #209

Chandler, AZ 85226

NEXA Mortgage

Company State License#

NMLS #1660690

https://calldunn.com/

Contact Us

Mitchell Dunn

Mortgage Loan Originator

NMLS # 1378534

Located In: Kentucky

Phone:

(270) 770-5665

PROUD SUPPORTER OF

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Mitchell Services all of Kentucky

An Equal Housing Lender All Rights Reserved. © 2024