What is an ITIN Loan?

An ITIN Loan (Individual Taxpayer Identification Number Loan) is a mortgage solution designed for borrowers who may not have a Social Security Number (SSN) but have an ITIN. At NEXA Mortgage, we offer ITIN Loans to help foreign nationals, non-permanent residents, and individuals without a Social Security Number achieve homeownership. This program allows you to qualify for a loan using your ITIN in place of a traditional SSN, making it easier for you to finance your property.

Benefits of ITIN Loans

ITIN Loans offer several key benefits for individuals who might face challenges qualifying for traditional loans:

  • Alternative to SSN

    Use your ITIN instead of a Social Security Number to qualify for a loan, making homeownership more accessible to a broader range of individuals.

  • Easier Qualification for Non-Citizens

    ITIN Loans are designed for non-citizens, including foreign nationals and residents, who may not have access to a Social Security Number but still have a strong financial standing.

  • Flexible Documentation

    Instead of traditional documentation like tax returns or W-2s, ITIN Loans often use alternative forms of income verification, including bank statements, proof of employment, or other financial documents.

  • Competitive Rates and Terms

    NEXA Mortgage partners with over 150 lenders to provide competitive rates and flexible loan terms, ensuring you get the best financing options available for your situation.

  • Available for Multiple Property Types

    ITIN Loans can be used to finance primary residences, second homes, and investment properties, giving you flexibility based on your needs.

Who Should Consider an ITIN Loan?

  • Foreign Nationals and Non-Residents

    If you are a foreign national living or working in the United States without an SSN, this loan allows you to qualify for financing.

  • Non-Citizens or Undocumented Immigrants

    Individuals without U.S. citizenship or those without an SSN can use their ITIN to secure financing, making homeownership more attainable.

  • Self-Employed Individuals and Gig Workers

    For self-employed borrowers or individuals working in the gig economy, ITIN Loans offer flexibility in income verification, making it easier to qualify.

  • Real Estate Investors

    ITIN Loans are also available for investors who wish to expand their real estate portfolio without a Social Security Number.

Get Started with an ITIN Loan Today!

If you’re ready to explore your ITIN Loan options, contact me today to discuss how this program can help you achieve your homeownership or investment goals.

Get Pre-approved for a ITIN Mortgage Loan Today!

3100 W Ray Road #201 Office #209 Chandler, AZ 85226:

3100 W Ray Road #201 Office #209

Chandler, AZ 85226

NEXA Mortgage

Company State License#

NMLS #1660690

https://calldunn.com/

Contact Us

Mitchell Dunn

Mortgage Loan Originator

NMLS # 1378534

Located In: Kentucky

Phone:

(270) 770-5665

PROUD SUPPORTER OF

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Mitchell Services all of Kentucky

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