Bank Statement Loan Program

Are you self-employed or have a non-traditional income source? Our Bank Statement Loan Program offers a flexible, no-tax-return mortgage solution designed to help you secure the financing you need based on your actual cash flow. This program is ideal for self-employed individuals, freelancers, and business owners with strong cash flow who may not qualify for a conventional mortgage.

Flexible Mortgage Options for Self-Employed Borrowers

  • No Tax Returns Required:

    Qualify based on personal or business bank statements instead of traditional income documentation.

  • Flexible Loan Terms:

    Choose from various fixed and adjustable-rate options.

  • High Loan Amounts:

    Borrow up to $5 million based on your income and financial profile.

  • Credit Flexibility:

    Accommodates credit scores as low as 600.

  • Low Documentation Requirements:

    Fewer paperwork requirements than conventional loans.

  • Competitive Interest Rates:

    Take advantage of rates that make homeownership more accessible

Who Is This Loan For?

The Bank Statement Loan Program is an excellent option if you:

  • Are self-employed, own a business, or have a non-traditional source of income

  • Struggle to qualify for a mortgage through traditional methods due to tax deductions

  • Have a credit score of at least 600

  • Can demonstrate consistent cash flow through bank statements

How It Works

With our Bank Statement Loan Program, you can qualify based on:

  • Personal or Business Bank Statements:

    We evaluate your income based on 12 or 24 months of bank statement history.

  • No Tax Returns Needed:

    Skip the hassle of tax return documentation.

  • Income Analysis:

    We use your bank statements to determine a monthly average income, giving you a simpler path to homeownership.

Why Choose NEXA Mortgage?

At NEXA Mortgage, we believe in offering innovative solutions to meet the needs of our diverse clients. Our Bank Statement Loan Program is tailored for those with unique financial situations, providing:

Get Pre-approved for a Bank Statement Mortgage Loan Today!

3100 W Ray Road #201 Office #209 Chandler, AZ 85226:

3100 W Ray Road #201 Office #209

Chandler, AZ 85226

NEXA Mortgage

Company State License#

NMLS #1660690

https://calldunn.com/

Contact Us

Mitchell Dunn

Mortgage Loan Originator

NMLS # 1378534

Located In: Kentucky

Phone:

(270) 770-5665

PROUD SUPPORTER OF

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Mitchell Services all of Kentucky

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