Streamlined Capital for Investors

Fast Multifamily Loans. Maximum Leverage, Zero Friction.

The fastest way to secure or refinance a 5+ unit property. Get up to 80% LTV with no personal income verification required.

See My Options Official Loan App

Up to 80% LTV

5+ Unit & Mixed-Use

No Tax Returns

Fast Closings

Skip the red tape. Close on your next multifamily property in weeks, not months, so you never miss a deal.

Asset-Based Underwriting

No tax returns or W-2s required. We underwrite based on the property's DSCR potential, not your personal DTI.

Long-Term Stability

Secure 30-year fixed terms to lock in your cash flow and scale your portfolio seamlessly.

The Investor Playbook

The Streamlined Multifamily Process

Skip the traditional commercial bank red tape. We use asset-based underwriting to help you acquire or refinance 5+ unit properties quickly and efficiently.

01

Asset-Based Approval

We underwrite based on the property's Debt Service Coverage Ratio (DSCR). No personal tax returns, W-2s, or global cash flow analysis required to qualify.

02

Fast Funding & Closing

Secure up to 80% LTV for purchases or rate/term refinances. Our streamlined process gets you to the closing table in a fraction of the time a local bank takes.

03

Scale Your Portfolio

Lock in 30-year fixed terms to protect your long-term cash flow. With the asset stabilized, you are ready to start looking for your next multifamily acquisition.

Frequently Asked Questions

Do you need to see my W-2s or tax returns?

No. These loans are entirely asset-based. We look at the value and Debt Service Coverage Ratio (DSCR) of the multifamily property itself, rather than your personal debt-to-income (DTI) ratio or personal tax returns[cite: 6].

What credit score do I need to qualify?

For most of our long-term multifamily programs, we like to see a minimum FICO score of 660 to 680 to secure the best leverage and rates[cite: 6]. However, some non-DSCR options are available for scores down to 600 depending on your liquid reserves and the property's cash flow[cite: 6].

I'm a first-time investor. Can I still get funding?

Yes! While heavy commercial construction projects require past experience, we have specific lenders that allow first-time investors to utilize our stabilized 5+ unit rental programs[cite: 6].

Do you offer cash-out refinances?

Absolutely. If you already own a 5+ unit property and want to pull equity out to fund your next deal, we offer cash-out refinances up to 75% LTV on stabilized assets with standard 30-year fixed terms.