Home Loans Made Simple, Homeownership Made Possible

  • Flexible loan programs, including FHA, DSCR, and Bank Statement loans.

  • Expert guidance for First-time homebuyers and seasoned investors.

  • Serving Kentucky with fast, personalized mortgage solutions.

ask us anything!

Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!

+1 866-759-3511

get quotes

Get Your Personalized Mortgage Quote Today!

Unlock Your Dream Home with Our Mortgage Solutions.

15+

Year of

experiance

who we are?

Your Trusted Partner in Home Financing

we’re more than just a mortgage mortgage broker—we’re your dedicated partner in making homeownership a reality. Our team works closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget. From first-time buyers to experienced homeowners, we’re here to offer guidance, support, and expertise every step of the way.

Buying your first home?

Limited-Time Offer: Get $500 Toward Closing Costs!

Schedule Your Free Consultation Today.

why choose us?

Building Foundations for a

Brighter Future

Home Purchase

Refinance

Loan Options

Client Satisfaction

90%

Personalized Solutions

85%

Exceptional Customer Service

60%

Your Journey to Homeownership Starts Here

we simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!

  • Personalized mortgage solutions tailored to your needs.

  • Expert guidance throughout the entire buying process.

  • Competitive rates to help you save on your investment.

what we offer ?

Effortless Mortgages, Realize Your Dreams

we streamline the mortgage process to make your homeownership dreams a reality. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.

Conventional Loan

Conventional loans can be a great option when buying a new home, especially if you're planning to sell your current one. With strong credit and equity, you may qualify to use the proceeds from your future sale, giving you the flexibility to purchase before selling—without the need for temporary financing.

  • Quick Approval: Conventional loans can move fast when you're well-qualified—helping you secure your next home with confidence.

  • Customized Options: With various term lengths and down payment choices, conventional loans can be tailored to fit your financial goals.

  • Smooth Move: Ideal for buyers with strong credit and equity, conventional financing makes transitioning between homes more straightforward.

FHA

Loan

FHA loans offer flexible financing with lower down payment requirements and more lenient credit guidelines. They’re a great option for buyers looking to move into a new home with affordable terms and easier qualification.

  • Expert Guidance:

    Discover how FHA loans offer flexible credit requirements and low down payment options.

  • Thorough Evaluation:

    We’ll review your financial profile to determine if an FHA loan is the right fit for your situation.

  • Step-by-Step Support:

    From application to closing, we’ll walk you through every detail to make the process smooth and stress-free.

USDA Loan

USDA loans provide 100% financing for eligible rural and suburban homes, making homeownership more accessible with no down payment required. They’re a great option for qualified buyers looking for affordable terms in designated areas.

  • Expert Guidance:

    Learn how USDA loans can provide 100% financing for homes in eligible rural and suburban areas.

  • Thorough Evaluation:

    We assess your income, location, and credit to ensure you meet USDA eligibility requirements.

  • Step-by-Step Support:

    From pre-approval to closing, we guide you through the entire process with personalized care.

Down Payment Assistance

Down Payment Assistance programs help make homeownership more attainable by covering part or all of your down payment and/or closing costs. They're a great option for qualified buyers who need a little extra support to get into a home.

  • Expert Guidance: Explore a range of Down Payment Assistance programs tailored to your qualifications and goals.

  • Thorough Evaluation:

    We’ll review your finances to match you with the best options available.

  • Step-by-Step Support:

    From application to closing, we’re here to help you secure the assistance you need.

Refinancing

Refinancing allows you to adjust your mortgage terms, potentially lowering your monthly payments and saving on interest.

  • Lower Rates: Access competitive interest rates for savings.

  • Flexible Options: Tailored refinancing plans to meet your goals.

  • Expert Guidance: Support throughout the refinancing process.

Insurance

Our insurance services provide essential coverage to protect your home and investment.

  • Comprehensive Coverage: Tailored policies for your needs.

  • Peace of Mind: Protect against unforeseen events.

  • Expert Guidance: Assistance in selecting the right insurance options.

how it works

Partnering in Your Real Estate Success

Image

Consultation

Discuss your needs and financial goals with our experts.

Image

Application

Complete a simple application to start the financing process.

Image

Closing

Finalize your mortgage and receive the keys to your new home!

Testimonials

— Michael R.

I had an incredible experience with Mitchell's team. The team was attentive and helped me navigate the mortgage process smoothly. Thanks to their expert guidance, I was able to secure my dream home without any hassle. Highly recommend!

— Sarah T.

The support I received from them was outstanding! They took the time to understand my needs and found the perfect financing solution for my investment property. I couldn't have done it without them!

Frequently Asked Questions

What is the difference between a fixed-rate and an adjustable-rate mortgage?

A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.

How do I know how much I can borrow?

Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.

What documents do I need to apply for a mortgage?

Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.

How long does the mortgage approval process take?

The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.

3100 W Ray Road #201 Office #209

Chandler AZ 85226

Company State License# AZMB - 0944059 | NMLS# 1660690

quick info

Mitchell Dunn

Mortgage Loan Originator

NMLS # 1378534

Located In: Kentucky

(866) 759-3511

Resources

PROUD SUPPORTER OF BROKER CARE

© Copyright NEXA Mortgage 2025. All rights reserved.